High Court of KeralaDivision BenchAppeal disposed of as above

Ayisha v Balakrishnan and The Oriental Insurance Co., Ltd.

Case / Petition Number:MACA.No. 1660 of 2008
Neutral Citation:/null

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C.T. Ravikumar
  • B. Sudheendra Kumar
Judgment Date
2010-09-01
Court Decision / Holding
Appeal allowed in part. Enhanced compensation computed: Rs.1,00,800 for permanent disability; Rs.87,300 additional compensation (after deducting Rs.13,500 from Tribunal); Rs.6,200 for inpatient treatment and nourishment; Rs.4,700 for bystander expenses; Rs.5,000 for pain and suffering; Rs.10,000 for loss of amenities; Rs.500 for clothing. Total additional compensation = Rs.1,07,500, with 8% interest from the petition date. insurer directed to deposit compensation before the Tribunal within two months of receipt of copy of this judgment.
Final Disposition
Appeal disposed of as above

Parties to the Case

Appellants / Petitioners

  • Ayisha

Respondents

  • Balakrishnan
  • The Oriental Insurance Co., Ltd.

Legal Representation & Advocates

Counsels for Petitioners

  • • Adv. K.V. Rashmi

Counsels for Respondents

  • • Sri P.R. Sreejith
  • • Sri M. Promodh Kumar
  • • Sri Mathews Jacob (Sr.)
  • • Sri P. Jacob Mathew

Case Synopsis & Summary

Ayisha, wife of Mammukkutty, sustained serious injuries in a road traffic accident on 23.07.2001 when an autorickshaw she was travelling in was struck by a bus driven rashly. The Motor Accidents Claims Tribunal initially awarded Rs. 28,500 as compensation. The appellant challenged the quantum, asserting that she was a practicing tailor earning Rs. 4,000 per month, a claim supported by PW1. The tribunal had accepted Rs.1,500 as notional income. Ext. C1, a medical board certificate, indicated 21% permanent disability due to fractures including the left scapula and thoracic spine, but the Tribunal refused to mark Ext. C1, doubting the credibility of medical certificates from that era. The High Court reversed the Tribunal’s approach, finding PW1’s testimony credible and accepting the appellant’s higher income. Although Ext. C1 was contested, the Court held the appellant’s disability to be 15% (instead of 21%), noting lack of explicit reasoning in the certificate for the 21% figure. Relying on the multiplier principle from Sarla Verma v. Delhi Transport Corporation, the Court computed enhanced compensation: Rs.1,00,800 for permanent disability (4,000 x 12 x 14 x 15/100) and Rs.87,300 as additional compensation after adjusting the Tribunal’s Rs.13,500, plus Rs.6,200 for inpatient treatment and nourishment, Rs.4,700 for bystander expenses, Rs.5,000 for pain and suffering, and Rs.10,000 for loss of amenities, with Rs.500 for clothing. The insurer was directed to deposit the total within two months, and the appeal was disposed of accordingly, with interest at 8% p.a. from filing to realization.

Legal Doctrines & Maxims

  • Sarla Verma v. Delhi Transport Corporation — multiplier rule for age-based disability calculation (SC)

Submissions & Arguments

Contentions of Appellants / Petitioners

Appellant contends she was a tailor earning Rs.4,000 per month, PW1’s testimony supports higher income, and Ext. C1 shows 21% disability though the Tribunal doubted it. She seeks enhanced compensation incorporating higher income, disability and related heads.

Contentions of Respondents

Respondents relied on the Tribunal’s assessment, questioned the credibility of Ext. C1, and submitted that the Tribunal’s reasons for excluding Ext. C1 were valid; the original quantum should be maintained unless error is shown.

Cited Precedents (1)

Case NameCitationTreatmentExplanation
Sarla Verma v. Delhi Transport Corporation2010 (2) KLT 802 (SC)PositiveUsed to justify multiplier 14 for computing impairment/disability compensation for a 42-year-old claimant.

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Extracted Judgment Text

Exact text extracted from official judgment records.

IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT: THE HONOURABLE MR.JUSTICE C.T.RAVIKUMAR & THE HONOURABLE MR. JUSTICE B.SUDHEENDRA KUMAR TUESDAY, THE 31ST DAY OF OCTOBER 2017/9TH KARTHIKA, 1939 MACA.No. 1660 of 2008 ( ) -------------------------AGAINST THE AWARD IN OPMV 3373/2001 of PRINCIPAL M.A.C.T.,KOZHIKODE DATED 04-09-2007 APPELLANT(S):CLAIMANT ---------------------------- AYISHA, W/O. MAMMUKUTTY, AGED 49 YEARS, NELLAM VEETTIL HOUSE, NADUVANNUR POST, KOZHIKODE. BY ADV. SMT.K.V.RASHMI RESPONDENT(S):RESPONDENTS ------------------------------------ 1. BALAKRISHNAN, S/O. PERAVAKUTTY KUTTIYIL HOUSE, ELATHOOR POST, KOZHIKODE. 2. THE ORIENTAL INSURANCE CO.,LTD., DIVISIONAL OFFICE , PRAMOD BUILDING, 2ND FLOOR, CHEROOTY ROAD, KOZHIKODE. R2 BY ADV.SRI.MATHEWS JACOB (SR.) R2 BY ADV. SRI.P.JACOB MATHEW R1 BY ADV. SRI.P.R.SREEJITH R1 BY ADV. SRI.M.PROMODH KUMAR THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 31-10-2017, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ## **C.T. RAVIKUMAR & B.SUDHEENDRA KUMAR, JJ. ========================== M.A.C.A. No.1660 OF 2008 ==========================** Dated this the 31[st ] day of October, 2017 ## **JUDGMENT** _Sudheendra Kumar, J._ The appellant sustained injuries in a road traffic accident which occurred on 23.07.2001 at 10.30 p.m. The appellant was travelling in an autorickshaw from Ulliyeri to Naduvannur. At that time, a bus bearing Reg.No.KL-10/G-8804 driven rashly and negligently by its driver, hit against the autorickshaw and as a consequence, the appellant sustained serious injuries. The appellant was immediately taken to the Medical College Hospital, Kozhikode and treated there as inpatient. 2. In connection with the injuries sustained by the appellant, the Tribunal awarded an amount of Rs.28,500/- as compensation. Aggrieved by the quantum of compensation awarded by the Tribunal, this appeal has been filed. **M.A.C.A.1660/2008** 2 3. Heard the learned counsel for the appellant and the learned counsel for the second respondent. 4. The appellant contended that she was a tailor earning Rs.4,000/- per month. The appellant herself got examined as PW1. However, the Tribunal did not accept the evidence of PW1 and fixed the notional monthly income of the appellant at Rs.1,500/-. We have gone through the evidence of PW1. PW1 clearly stated that she was doing tailoring works during the relevant period. Having gone through the evidence of PW1, we do not find any reason to disbelieve her testimony. Therefore, we are of the view that she was more than a housewife and hence, we accept her claim that she was getting a monthly income of Rs.4,000/-. The appellant was examined by a medical board as referred by the Tribunal. Thereafter, the medical board issued disability certificate which we have already marked as Ext.C1. The Tribunal declined to mark the said document and accept the same for the reason extracted hereunder:- “The marking of this document is seriously disputed by R2. It is brought to my knowledge that the reliability and credibility of certificate issued by Medical Board, during those time **M.A.C.A.1660/2008** 3 were seriously doubted and several certificate have been returned to the Medical College Hospital.” 5. We are not persuaded to accept the above reasons stated by the Tribunal for not having marked and accepted Ext.C1. Ext.C1 is the certificate issued by the medical board. It states that the appellant sustained 21% permanent disability. Five doctors examined the appellant and issued the said certificate. It states that the appellant sustained fracture of left scapula and fracture of thoracic spine. However, no specific reason had been stated by the medical board as to how the permanent disability was fixed at 21%. In view of the above reason and having regard to the injuries sustained by the appellant, we are of the view that it is only just and proper to fix the permanent disability of the appellant at 15%. Accordingly, we do so. The appellant was aged 42 years during the relevant period. The Tribunal had adopted '15' as the multiplier. Since the appellant was aged 42 years, the multiplier to be used is '14' as held by the Apex Court in Sarla Verma v. Delhi Transport Corporation [2010 (2) KLT 802 (SC)] for the purpose of calculating disability compensation. **M.A.C.A.1660/2008** 4 Thus, the appellant is entitled to an amount of Rs.1,00,800/(4000x12x14x15/100) as compensation towards permanent disability. Subtracting the amount of Rs.13,500/- awarded by the Tribunal, the appellant is entitled to an amount of Rs.87,300/- as additional compensation under the said count. The appellant had undergone treatment as inpatient for 31 days as is revealed from Ext.A2 reference card issued from the Medical College Hospital, Kozhikode. Therefore, the appellant is entitled to an amount of Rs.6,200/- as compensation towards bystander expenses and extra nourishment together as against Rs.1,500/- granted by the Tribunal. Subtracting the amount awarded by the Tribunal, the appellant is entitled to an additional amount of Rs.4,700/- under the said counts together. The appellant sustained compressed fracture T10 and fracture of neck of left scapula as per Ext.A2 reference card. Considering the nature of the injuries sustained by the appellant, we are granting an additional amount of Rs.5,000/- as compensation towards pain and suffering as the Tribunal awarded only Rs.10,000/- under the said count. Considering the nature of the injuries, the period of treatment **M.A.C.A.1660/2008** 5 undergone by the appellant and the percentage of disability sustained by the appellant, we are granting an amount of Rs.10,000/- as compensation towards loss of amenities as the Tribunal did not award any amount under the said head. Towards damage to clothing, we are granting an amount of Rs.500/- as the Tribunal did not award any amount under the said count. Thus, the appellant is entitled to an amount of Rs.1,07,500/- as additional compensation. The above amount carries interest at the rate of 8% per annum from the date of petition till the date of realisation. The second respondent, being the insurer of the vehicle, is directed to deposit the amount of compensation before the Tribunal within a period of two months from the date of receipt of a copy of this judgment. _._ Appeal stands disposed of as above **Sd/C.T. RAVIKUMAR (JUDGE)** **Sd/-** **B.SUDHEENDRA KUMAR (JUDGE)** **spc/** **M.A.C.A.1660/2008** 6 **C.T. RAVIKUMAR, J.** **M.A.C.A.1660/2008** 7 **JUDGMENT September, 2010**