Aswin Ghosh @ Achu (Minor) and Mini Mohan Babu, represented by Guardian, Appellants; Binu, R. Maheshkumar, Shamnad and Oriental Insurance Co. Ltd., Respondents
Case Details & Bench
- Court
- High Court of Kerala
- Hon'ble Judges
- The Hon. Justice Ziyad Rahman A.A.
- Judgment Date
- 2021-03-09
- Court Decision / Holding
- Appeal allowed in part; enhanced total compensation to Rs.3,00,000 for the 1st appellant (minor); insurer to deposit Rs.1,26,500 with interest at 7.5% per annum from the date of petition till realization, within three months; Tribunal’s other directions confirmed; no further heads awarded due to lack of supporting documents; appeal disposed of to that extent.
- Final Disposition
- Appeal disposed of in part; compensation enhanced to Rs.3,00,000; deposit directed; other Tribunal directions confirmed.
Parties to the Case
Appellants / Petitioners
- Aswin Ghosh @ Achu (Minor), Kavinte Kizhakathil (Kripalayyam), Govindamuttom Muri, Govindamuttom P.O., Puthuppally, Kayamkulam
- Mini Mohan Babu, W/o Mohan Babu, Kavinte Kizhakathil (Kripalayyam), Govindamuttom Muri, Govindamuttom P.O., Puthuppally, Kayamkulam
Respondents
- Binu, Muzhangodiyil Veedu, Puthuppally Vadakku Kochu Muri, Devikulangara-690 527
- R. Maheshkumar, Kavarathukizhakathil, Palace Ward, Krishnapuram
- Shamnad, KannakathuputhEnveedupalackal, Thevalakkara, Kollam-690 524
- The Oriental Insurance Co. Ltd., represented by its Branch Manager, Kayamkuli- Kayamkulam-690 502
Legal Representation & Advocates
Counsels for Petitioners
- • SRI.GEORGE VARGHESE(PERUMPALLIKUTTIYIL)
- • SRI.A.R.DILEEP
- • SRI.MANU SEBASTIAN
Counsels for Respondents
- • SRI.R.AJITH KUMAR
Case Synopsis & Summary
This motor-accident claims appeal (MACA No.26/2013) arises from a claim filed in MACT, Mavelikkara, on behalf of a minor for injuries suffered in a scooter-autorickshaw collision on 14.10.2003. The Tribunal in OP MV No.1656/2004 awarded Rs.1,73,500 as compensation, with liability on the insurer (the 4th respondent). The appellants challenged the quantum, arguing for higher compensation in light of Supreme Court guidelines for child disabilities. The High Court relies on Master Mallikarjun v. Divisional Manager, National Insurance Co. Ltd. & Anr. (2014) 4 SCC 396, which sets out tiers of compensation for disability above 10% up to 30% (the child in this case was 18% disabled) and permits additional heads for pain, suffering, and parental loss during hospitalization. While the appellants sought Rs.3,75,000 or more including future medical expenses and loss of parental earning, the Court notes absence of documents supporting ongoing treatment or periodical reviews beyond the period in evidence and hence declines further amounts beyond the Mallikarjun framework. The Court, however, increases total compensation to Rs.3,00,000 and directs the insurer to deposit Rs.1,26,500 with 7.5% interest, within three months; Tribunal directions otherwise are confirmed. The appeal is disposed of to that extent.
Submissions & Arguments
Contentions of Appellants / Petitioners
The appellants contend that under Master Mallikarjun (2014) 4 SCC 396, the disability of the child (18%) warrants a higher lump sum compensation; reliance is placed on paragraph 12 (and the accompanying table) to hold that Rs.3,00,000 should be awarded for permanent disability (with proportional addition for pain, discomfort, and loss to parents) and that further amounts for discomfort, inconvenience, and future medical expenses should be awarded as supported by medical records and periodical reviews. They argue the Tribunal erred in not granting head damages for periodical reviews and future medical costs and in under- compensating the child’s disability; the absence of complete documentation should not defeat the principle of just compensation. They urge the Court to adopt Mallikarjun’s consolidated scheme to adjust the total award to Rs.3,75,000 or more and to direct additional sums for loss of parental earnings during hospitalization.
Contentions of Respondents
The insurer contends that the Tribunal’s award should be maintained or considered with caution, emphasizing lack of evidence for ongoing treatment or periodical reviews and arguing that if additional amounts are sought, proper documents must be produced. They argue the basic requirement is to compensate for essential medical expenses and actual loss, not to arbitrarily enhance the award beyond the evidence on record. They rely on the need for concrete evidence before adding heads such as discomfort and future medical expenses and caution against ad hoc enhancement of compensation absent documented proof.
Cited Precedents (1)
| Case Name | Citation | Treatment | Explanation |
|---|---|---|---|
| Master Mallikarjun v. Divisional Manager, National Insurance Co.Ltd. & Anr. | [(2014) 4 SCC 396] | Positive | Court relies on the Supreme Court guidelines from Master Mallikarjun for calculating compensation in cases involving child disability, applying the suggested heads and levels of compensation; Court follows the precedent to grant Rs.3,00,000 for 18% disability. |
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