High Court of KeralaSingle JudgeWrit petitions disposed of; relegated to Arbitr...

Anitha@Anithakumari v The Registrar of Co-operative Societies (General) and Others

Case / Petition Number:WP(C) Nos. 12327/2023, 12405/2023, 12459/2023

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • Raja Vijayaraghavan V
Judgment Date
2024-02-21
Court Decision / Holding
Disposed of by relegating the petitioners to invoke Section 69 of the Kerala Co-operative Societies Act for arbitration. The Arbitration Court is to expedite proceedings and decide within four months from the date of receipt of a copy of this judgment.
Final Disposition
Writ petitions disposed of; relegated to Arbitration under Section 69 of the Kerala Co-operative Societies Act with a four-month time-frame for arbitration proceedings.

Parties to the Case

Appellants / Petitioners

  • Anitha@Anithakumari
  • Syamala Kumary
  • Rajeswary

Respondents

  • The Registrar of Co-Operative Societies (General)
  • The Joint Registrar of Co-Operative Societies (General)
  • The Assistant Registrar of Co-Operatives Societies Karunagappally
  • Thodiyoor Panchayath Agricultural Improvement Co-Operative Society Ltd.

Legal Representation & Advocates

Counsels for Petitioners

  • • P. V. Dileep
  • • Adarshr.

Counsels for Respondents

  • • Navia Sebastian

Case Synopsis & Summary

This batch of writ petitions before the Kerala High Court concerns depositors of Thodiyoor Panchayat Agricultural Improvement Co-operative Society Ltd. (Q.1578) who seek release of matured fixed deposits. Petitioners Anitha, Syamala Kumary and Rajeshwari claim to hold fixed deposits evidenced by certificates and account statements, and allege that the bank has refused to disburse the amounts on maturity. They approached the Court seeking writ relief, contending that the matter involves civil rights and public law remedies, especially in a cooperative finance setting. The bank counters that such transactions fall within banking activity and are not typically amenable to writ jurisdiction; it urges that the dispute be resolved through arbitration under Section 69 of the Kerala Co-operative Societies Act. The petitioners’ counsel suggested withdrawal of the writ petitions with a right to pursue appropriate remedies, including arbitration, if necessary. The Court, after hearing, disposed of the petitions by relegating the petitioners to invoke Section 69 arbitration, directing the Arbitration Court to expedite proceedings and decide within four months from receipt of a copy of the judgment. The decision cites Raveendran V.G. as a reference point used by the bank’s counsel, but ultimately endorses arbitration as the proper route for recovery of fixed deposits under the Cooperative Societies Act.

Provisions of Law Cited

Section 69 of the Kerala Co-operative Societies Act, 1969

Submissions & Arguments

Contentions of Appellants / Petitioners

Petitioners contend that matured fixed deposits held with Thodiyoor Panchayat Agricultural Improvement Co-Operative Society Ltd. (Q.1578) must be disbursed on maturity. They rely on FD certificates and account statements to show amounts due and seek relief under Article 226 to compel payment. They acknowledge that arbitration under Section 69 of the Kerala Co-operative Societies Act is available but maintain that writ relief should not be foreclosed and that, if arbitration is pursued, the process should be expedited. The petitioners’ counsel indicated a possible withdrawal of the writ petitions with permission to approach the Arbitration Court for appropriate remedy, given the long pendency, and stressed the need for a prompt resolution within statutory time frames.

Contentions of Respondents

Respondents contend that the transactions are banking activities and ordinarily not subject to writ relief; they rely on the observations in Raveendran V.G. and submit that arbitration under Section 69 of the Kerala Co-operative Societies Act is the proper remedy. They urge dismissal or disposal of the writ petitions with directions to pursue arbitration, emphasizing the need for a formal arbitration process to determine the depositors’ claims.

Cited Precedents (1)

Case NameCitationTreatmentExplanation
Raveendran V.G. v. The Joint Registrar[2022:KER:46964]Mentioned OnlyCited by the bank’s counsel as a reference point; the judgment does not indicate a doctrinal adoption, distinction, or overrule of its holdings.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **`IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT`** ## **`THE HONOURABLE MR. JUSTICE RAJA VIJAYARAGHAVAN V WEDNESDAY, THE 21[ST] DAY OF FEBRUARY 2024 / 2ND PHALGUNA, 1945 WP(C) NO. 12327 OF 2023`** ``` PETITIONER: ``` ``` ANITHA@ANITHAKUMARI AGED57YEARS W/OVENUGOPAL,BHADRAPRIYA,VENGARA,THODIYOORVADAKKUP.O, THAZHAVAVILLAGE,KARUNAGAPPALLYTALUK,KOLLAMDISTRICT., - PIN690523. ``` ``` BYADVS. P.V.DILEEP ADARSHR. ``` ``` RESPONDENTS: ``` ``` 1THEREGISTRAROFCO-OPERATIVESOCIETIES(GENERAL) - THIRUVANANTHAPURAM,KERALA,PIN695014. 2THEJOINTREGISTRAROFCO-OPERATIVESOCIETIES(GENERAL) OFFICEOFTHEJOINTREGISTRAROFCO-OPERATIVESOCIETIES (GENERAL),CIVILSTATION,KOLLAM,KOLLAMDISTRICT., - PIN691013. 3THEASSISTANTREGISTRAROFCO-OPERATIVESOCIETIES KARUNAGAPPALLY,KARUNAGAPPALLYP.O,KOLLAMDISTRICT., - PIN690518. 4THODIYOORPANCHAYATHAGRICULTURALIMPROVEMENTCO-OPERATIVE SOCIETYLTD.NO.Q.1578 REPRESENTEDBYTHESECRETARY,VENGARA,THODIYOORNORTHP.O, - KOLLAMDISTRICT,PIN690523. ``` ``` SMT.NAVIASEBASTIAN,SC ``` ``` THISWRITPETITION(CIVIL)HAVINGCOMEUPFORADMISSIONON 21.02.2024,ALONGWITHWP(C).12405/2023,12459/2023,THECOURTONTHE SAMEDAYDELIVEREDTHEFOLLOWING: ``` ``` WP(C)NOS.12327,12405 &12459OF20232 ``` # **`IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT`** ``` THEHONOURABLEMR.JUSTICERAJAVIJAYARAGHAVANV WEDNESDAY,THE21[ST]DAYOFFEBRUARY2024/2NDPHALGUNA,1945 WP(C)NO.12405OF2023 ``` ``` PETITIONER: ``` ``` SYAMALAKUMARY AGED57YEARS W/O.BALACHANDRANPILLAI,SYAMALALAYAM,VENGAIP.O, SASTHAMCOTTAVILLAGE,KUNNATHOORTALUK,KOLLAMDISTRICT., - PIN690521. ``` ``` BYADVS. P.V.DILEEP ADARSHR. ``` ## **`RESPONDENTS:`** ``` 1THEREGISTRAROFCO-OPERATIVESOCIETIES(GENERAL) - THIRUVANANTHAPURAM,KERALA,PIN695014. 2THEJOINTREGISTRAROFCO-OPERATIVESOCIETIES(GENERAL) OFFICEOFTHEJOINTREGISTRAROFCO-OPERATIVESOCIETIES (GENERAL),CIVILSTATION,KOLLAM,KOLLAMDISTRICT., - PIN691013. 3THEASSISTANTREGISTRAROFCO-OPERATIVESOCIETIES KARUNAGAPPALLY,KARUNAGAPPALLYP.O,KOLLAMDISTRICT, - PIN690518. 4THODIYOORPANCHAYATHAGRICULTURALIMPROVEMENTCO-OPERATIVE SOCIETYLTD.NO.Q.1578 REPRESENTEDBYTHESECRETARY,VENGARA,THODIYOORNORTHP.O, - KOLLAMDISTRICT.,PIN690523. BYADVNAVIASEBASTIAN ``` ``` &12459OF20233 ``` ``` WP(C)NOS.12327,12405 ``` ``` THISWRITPETITION(CIVIL)HAVINGCOMEUPFORADMISSIONON 21.02.2024,ALONGWITHWP(C).12327/2023ANDCONNECTEDCASES,THECOURT ONTHESAMEDAYDELIVEREDTHEFOLLOWING: ``` ``` WP(C)NOS.12327,12405 &12459OF20234 ``` # **`IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT`** ``` THEHONOURABLEMR.JUSTICERAJAVIJAYARAGHAVANV WEDNESDAY,THE21[ST]DAYOFFEBRUARY2024/2NDPHALGUNA,1945 WP(C)NO.12459OF2023 ``` ``` PETITIONER: ``` ``` RAJESWARY AGED51YEARS W/ORAJENDRANPILLAI,THIRUVONAM,S.R.PMARKETP.O, THAZHAVAVILLAGE,KARUNAGAPPALLYTALUK,KOLLAMDISTRICT., - PIN690539. ``` ``` BYADVS. P.V.DILEEP ADARSHR. ``` ``` RESPONDENTS: ``` ``` 1THEREGISTRAROFCO-OPERATIVESOCIETIES(GENERAL) - THIRUVANANTHAPURAM,KERALA.,PIN695014. 2THEJOINTREGISTRAROFCO-OPERATIVESOCIETIES(GENERAL) OFFICEOFTHEJOINTREGISTRAROFCO-OPERATIVESOCIETIES (GENERAL),CIVILSTATION,KOLLAM,KOLLAMDISTRICT., - PIN691013. 3THEASSISTANTREGISTRAROFCO-OPERATIVESOCIETIES KARUNAGAPPALLY,KARUNAGAPPALLYP.O,KOLLAMDISTRICT., - PIN690518. 4THODIYOORPANCHAYATHAGRICULTURALIMPROVEMENTCO-OPERATIVE SOCIETYLTD.NO.Q.1578 REPRESENTEDBYTHESECRETARY,VENGARA,THODIYOORNORTHP.O, - KOLLAMDISTRICT.,PIN690523. BYADVNAVIASEBASTIAN ``` ``` &12459OF20235 ``` ``` WP(C)NOS.12327,12405 ``` ``` THISWRITPETITION(CIVIL)HAVINGCOMEUPFORADMISSIONON 21.02.2024,ALONGWITHWP(C).12327/2023ANDCONNECTEDCASES,THECOURT ONTHESAMEDAYDELIVEREDTHEFOLLOWING: ``` ``` WP(C)NOS.12327,12405 &12459OF2023 ``` ``` 6 ``` ## **JUDGMENT** ``` [WP(C)Nos.12327/2023,12405/2023,12459/2023] ``` The petitioners herein are depositors maintaining accounts in the Thodiyoor Panchayat Agricultural Improvement Co-operative Society Ltd. Q1578. They are stated to have deposited various amounts in the bank as is borne out by the deposit receipts and the account statements. Being aggrieved by the refusal on the part of the bank to disburse the amounts due to the petitioners on its maturity, they have approached this Court seeking directions. 2. The learned Standing Counsel appearing for the respondent Bank would refer to the observations made by a Division Bench of this Court in **Raveendran V.G.[1]** and it is urged that the transactions would essentially fall within banking transactions which ordinarily may not be amenable to public law remedy. It is further submitted that it is for the petitioners to avail the alternative statutory remedy available for them for the realization of fixed deposits by filing Arbitration Reference Cases under Section 69 of the Kerala Cooperative Societies Act. 1 Raveendran V.G. v. The Joint Registrar [2022:KER:46964] ``` WP(C)NOS.12327,12405 &12459OF2023 ``` ``` 7 ``` 3. Faced with the above submission, Sri. P.V. Dileep, the learned Counsel, requested that these writ petitions be dismissed as withdrawn, reserving the right of the respective petitioner to approach the Arbitration Court and seek appropriate remedies. In that view of the matter, these writ petitions are disposed of by relegating the petitioners to initiate appropriate proceedings by invoking Section 69 of the Kerala Cooperative Societies Act. The Arbitration Court shall bear in mind that the writ petitions were pending consideration of this Court since January, 2023 and shall ensure that the proceedings are expedited and taken to its logical conclusion expeditiously, in any event, within four months from the date of receipt of a copy of this judgment. Sd/- **RAJA VIJAYARAGHAVAN V JUDGE** ``` Sru ``` ``` WP(C)NOS.12327,12405 ``` ``` 8 ``` ``` &12459OF2023 ``` ## **`APPENDIX OF WP(C) 12405/2023`** ``` PETITIONEREXHIBITS Exhibit-P1 ``` ``` THETRUECOPYOFTHEFIXEDDEPOSITCERTIFICATE DATED22.10.2021ISSUEDBYTHE4THRESPONDENT FORASUMOFRS.1,00,000/-(ONELAKHS). ``` ``` Exhibit-P1(a)THETRUECOPYOFTHEFIXEDDEPOSITCERTIFICATE DATED09.09.2020ISSUEDBYTHE4THRESPONDENT FORASUMOFRS.2,500000/-(TWOLAKHSFIFTY THOUSAND. ``` ``` Exhibit-P2THETRUECOPYOFTHEAPPLICATIONSUBMITTED BEFORETHE3RDRESPONDENTBYTHEPETITIONER DATED23.03.2023. ``` ``` WP(C)NOS.12327,12405 &12459OF2023 ``` ``` 9 ``` ## **`APPENDIX OF WP(C) 12459/2023`** |`PETITIONER EXHIBITS`|| |---|---| |`Exhibit-P1`|`THE TRUE COPY OF THE FIXED DEPOSIT CERTIFICATE`| ||`DATED 29.04.2019 ISSUED BY THE 4TH RESPONDENT`| ||`FOR A SUM OF RS. 4, 00, 000/- (FOUR LAKHS).`| |`Exhibit-P1(a)`|`THE TRUE COPY OF THE FIXED DEPOSIT CERTIFICATE`| ||`DATED 20.06.2019 ISSUED BY THE 4TH RESPONDENT`| ||`FOR A SUM OF RS. 4,50 0000/- (FOUR LAKHS FIFTY`| ||`THOUSAND ).`| |`Exhibit-P1(b)`|`THE TRUE COPY OF THE FIXED DEPOSIT CERTIFICATE`| ||`DATED 29.06.2020 ISSUED BY THE 4TH RESPONDENT`| ||`FOR A SUM OF RS. 50, 000/-(FIFTY THOUSAND).`| |`Exhibit-P1(c)`|`THE TRUE COPY OF THE FIXED DEPOSIT CERTIFICATE`| ||`DATED 08.08.2019 ISSUED BY THE 4TH RESPONDENT`| ||`FOR A SUM OF RS. 2,00, 000/-(TWO LAKHS)`| |`Exhibit-P1(d)`|`THE TRUE COPY OF THE FIXED DEPOSIT CERTIFICATE`| ||`DATED 10.08.2020 ISSUED BY THE 4TH RESPONDENT`| ||`FOR A SUM OF RS. 1,00, 000/- (ONE LAKHS).`| |`Exhibit-P1(e)`|`THE TRUE COPY OF THE FIXED DEPOSIT CERTIFICATE`| ||`DATED 22.08.2019 ISSUED BY THE 4TH RESPONDENT`| ||`FOR A SUM OF RS. 5,00, 000/- (FIVE LAKHS)`| |`Exhibit-P1(f)`|`THE TRUE COPY OF THE FIXED DEPOSIT CERTIFICATE`| ||`DATED 22.08.2019 ISSUED BY THE 4TH RESPONDENT`| ||`FOR A SUM OF RS. 5,00, 000/- (FIVE LAKHS).`| |`Exhibit-P1(g)`|`THE TRUE COPY OF THE FIXED DEPOSIT CERTIFICATE`| ||`DATED 04.01.2020 ISSUED BY THE 4TH RESPONDENT`| ||`FOR A SUM OF RS. 50, 000/- (FIFTY THOUSAND)`| |`Exhibit-P1(h)`|`THE TRUE COPY OF THE FIXED DEPOSIT CERTIFICATE`| ||`DATED 10.02.2021 ISSUED BY THE 4TH RESPONDENT`| ||`FOR A SUM OF RS. 1,00, 000/-(ONE LAKHS)`| |`Exhibit-P2`|`THE TRUE COPY OF THE APPLICATION SUBMITTED`| ||`BEFORE THE 3RD RESPONDENT BY THE PETITIONER`| ||`DATED 24.03.2023`| ``` WP(C)NOS.12327,12405 &12459OF202310 ``` ## **`APPENDIX OF WP(C) 12327/2023`** |`PETITIONER EXHIBITS`|| |---|---| |`Exhibit-P1`|`THE TRUE COPY OF THE FIXED DEPOSIT CERTIFICATE`| ||`DATED 10.11.2021 ISSUED BY THE 4TH RESPONDENT`| ||`FOR A SUM OF RS. 5, 00, 000/- (FIVE LAKHS).`| |`Exhibit-P1(a)`|`THE TRUE COPY OF THE FIXED DEPOSIT CERTIFICATE`| ||`DATED 20.06.2019 ISSUED BY THE 4TH RESPONDENT`| ||`FOR A SUM OF RS. 5,00 000/- (FIVE LAKHS ).`| |`Exhibit-P1(b)`|`THE TRUE COPY OF THE FIXED DEPOSIT CERTIFICATE`| ||`DATED 05.09.2021 ISSUED BY THE 4TH RESPONDENT`| ||`FOR A SUM OF RS. 75, 000/-( SEVENTY FIVE`| ||`THOUSAND).`| |`Exhibit-P1(c)`|`THE TRUE COPY OF THE FIXED DEPOSIT CERTIFICATE`| ||`DATED 16.10.2021 ISSUED BY THE 4TH RESPONDENT`| ||`FOR A SUM OF RS. 24, 000/-(TWENTY FOUR`| ||`THOUSAND).`| |`Exhibit-P2`|`THE TRUE COPY OF THE APPLICATION SUBMITTED`| ||`BEFORE THE 3 RD RESPONDENT BY THE PETITIONER`| ||`DATED 21.03.2023.`|