Andikkat Shihabudheen @ Shihab S/o. Abdu @ Abdulla v. Binu T.V., Faizal, ICICI Lombard Motor Insurance
Case Details & Bench
- Court
- High Court of Kerala
- Hon'ble Judges
- Justice Mary Joseph
- Judgment Date
- 2022-10-14
- Court Decision / Holding
- The appeal is allowed. The High Court reassesses and increases compensation: loss of earnings Rs. 39,000; bystander expenses Rs. 10,600; transportation Rs. 2,000; extra nourishment Rs. 7,950; pain and suffering Rs. 15,000; disability calculation revised with monthly income Rs. 6,500 and multiplier 18. The aggregate additional compensation amounts to Rs. 1,28,620, carrying interest at 7.5% per annum from the date of the Original Petition until realization. The insurer is exempted from interest for 208 days due to a prior order. The 3rd respondent shall pay the original compensation (if not already paid) plus the additional compensation within two months from receipt of the judgment. MACA stands allowed accordingly.
- Final Disposition
- Appeal allowed; modified compensation with specific head-by-head adjustments; insurer to pay original plus additional compensation within two months; 7.5% interest on the enhanced amount; 208-day interest exemption as per prior order.
Parties to the Case
Appellants / Petitioners
- Andikkat Shihabudheen @ Shihab S/o. Abdu @ Abdulla, Andikkat House, Alathoorpadi P.O, Malappuram District
Respondents
- Binu T.V., S/o. Thanka, Parasseri House, Malappuram District
- Faizal, S/o. Moideen Kutty, Chandaparamba, Malappuram District
- ICICI Lombard Motor Insurance, Manjeri, Malappuram District
Legal Representation & Advocates
Counsels for Petitioners
- • Sri. Babu S. Nair
- • Sri.K.Rakesh
Counsels for Respondents
- • Sri.Latheesh Sebastian (3rd Respondent Insurer)
Case Synopsis & Summary
This Motor Accidents Claims Appeal challenges a 21.07.2012 award of the Motor Accidents Claims Tribunal, Manjeri, in O.P(M.V) No.787/2009. The appellant, a pillion rider in a motorcycle, sustained a deep lacerated wound with tendon exposure and gangrenous tissue after a bus collision on 02.12.2008. He was treated as an inpatient for 53 days. The Tribunal awarded Rs. 2,43,541 as compensation with liability on the insurer. The appellant contends the compensation is inadequate and argues the monthly income should be higher in line with Ramachandrappa v. Royal Sundaram Alliance Insurance Co. Ltd. (2011) 13 SCC 236, which would affect several heads of compensation, including loss of earnings, bystander expenses, transport, and pain and suffering. He seeks enhancement across several heads, including disability, and claims the tribunal used an incorrect multiplier. The insurer contends non-joinder of essential parties could affect the petition and defends the award; the driver/owner/insurer of the motorcycle were not arrayed as respondents. The High Court reassesses compensation using Ramachandrappa as a benchmark and modifies several heads, increasing the total and directing payment with interest, while excusing a portion of interest for delay already covered by prior orders.
Submissions & Arguments
Contentions of Appellants / Petitioners
The appellant argued that the Tribunal failed to award reasonable compensation. It fixed monthly income notionally at Rs. 3,000, which is too low per Ramachandrappa v. Royal Sundaram Alliance Insurance Co. Ltd. The Court should adopt the Ramachandrappa framework, fixing Rs. 6,500 per month as income. He urged compensation for loss of earnings for six months (Rs. 39,000), bystander expenses (increased from Rs. 5,300 to Rs. 10,600 at Rs. 200/day for 53 days), transportation (increase to Rs. 2,000 from Rs. 750), extra nourishment ( Rs. 7,950), and pain and suffering (Rs. 15,000). He contended that the Tribunal undervalued disability by using an incorrect multiplier and argued for inclusion of loss of amenities in life, which the Tribunal denied citing disfigurement. On re-assessment with Rs. 6,500/month and multiplier of 18, the overall compensation increases significantly; interest should be payable on the enhanced amount.
Contentions of Respondents
The respondents defended the Tribunal’s award as just and adequate, emphasizing that compensation had already been determined after evidence. They argued the non-joinder of the motorcycle’s driver/owner/insurer as respondents in the original petition could render the petition defective. The insurer questions the quantum of bystander and other heads, maintaining that the award already reflects reasonable compensation. They also noted that the court had previously exempted the insurer from interest for 208 days of delay in filing the appeal, limiting liability accordingly.
Cited Precedents (1)
| Case Name | Citation | Treatment | Explanation |
|---|---|---|---|
| Ramachandrappa v. Royal Sundaram Alliance Insurance Co. Ltd. | (2011) 13 SCC 236 | Positive | The court relied on Ramachandrappa to fix the applicant's monthly income at Rs. 6,500, aligning compensation with the Supreme Court's approach for determining earnings in similar contexts. |
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