High Court of KeralaSingle JudgeAppeal allowed in part

ANANTHU MANILAL v SREEKANDAN NAIR; SHIJU SIMON; NEW INDIA ASSURANCE CO. LTD.

Case / Petition Number:MACA NO.1958 OF 2014
Neutral Citation:2025:KER:23512

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C. Pratheep Kumar
Judgment Date
2025-03-04
Court Decision / Holding
Appeal is allowed in part. Respondent No.3 (New India Assurance Co. Ltd) is directed to deposit a total sum of Rs.3,64,936/-, less any amount already deposited, with interest at 8% per annum from the date of the petition till realization, along with proportionate costs, within two months from today. Upon deposit, the Tribunal shall disburse the entire amount to the petitioner, excluding court fee, without delay, as per rules.
Final Disposition
Appeal allowed in part

Parties to the Case

Appellants / Petitioners

  • ANANTHU MANILAL

Respondents

  • SREEKANDAN NAIR S/O.PARAMESWARAN NAIR, CHAMBAKKARA MOTORS, CHAMBAKKARA P., KARUKACHAL, CHANGANACHERRY, KOTTAYAM 686 540.
  • SHIJU SIMON S/O.K.T.SIMON, RAMANALIL HOUSE, VELIYARA P.O, AYROOR, RANNI, PATHANAMTHITTA 689 612.
  • NEW INDIA ASSURANCE CO.LTD REPRESENTED BY ITS MANAGER, MUNICIPAL SHOPPING COMPLEX, MAIN ROAD, PALA, PIN 686 575.

Legal Representation & Advocates

Counsels for Petitioners

  • • SRI.C.M.TOMY
  • • SRI.MATHEW SKARIA

Counsels for Respondents

  • • P.K.BABU

Case Synopsis & Summary

ANANTHU MANILAL, the appellant, filed O.P. (M.V.) No.197/2012 under Section 166 of the Motor Vehicles Act, 1988, before the Motor Accidents Claims Tribunal, Pala, seeking compensation for injuries suffered in a motor vehicle accident on 09.08.2011. The Tribunal held the driver negligent, assessed a total compensation of Rs.96,700, and directed the insurer to pay. The appellant challenged the quantum, asserting the income fixation by the Tribunal was erroneous and notional income should be aligned with Supreme Court guidance. The evidence consisted of Exts A1–A9; the appellant contends eligibility for enhanced compensation in light of established precedents such as Ramachandrappa (notional income for a coolie), Pranay Sethi (future prospects), and Sarla Verma (multiplier). The appellant upheld the 8% permanent disability noted by the Tribunal and argued for appropriate addition for future prospects, loss of earning, and head of pain and sufferings, among others. The respondents admitted the accident and policy but disputed negligence; they argued the Tribunal’s income figure was reasonable. The Kerala High Court, after considering the injuries (including 8% disability), future prospects, and appropriate heads of compensation, partially allows the appeal, recalculating and increasing the total to Rs.3,64,936, and directing deposit by the insurer with interest and costs.

Provisions of Law Cited

Section 166 of the Motor Vehicles Act, 1988

Legal Doctrines & Maxims

  • Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd., (2011) 13 SCC 236 (notional income for a coolie)
  • National Insurance Co. Ltd v. Pranay Sethi, (2017) 16 SCC 680 (future prospects)
  • Sarla Verma v. Delhi Transport Corporation, (2009) 6 SCC 121 (multiplier)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that the Tribunal erred in fixing the claimant’s income. At the time of the accident, the petitioner was a student and agricultural worker; his actual earning capacity is negligible, and the Tribunal fixed annual income at Rs. 15,000. Relying on Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd. (2011) 13 SCC 236, notional income for a coolie in 2011 should be Rs. 8,000 per year, not Rs. 15,000. Therefore, the appellant urged fixation of notional income at Rs. 8,000 per year to compute compensation, with due regard to the claimant’s age (17 at the time) and the future prospects rule (Pranay Sethi) and the multiplier rule (Sarla Verma). The appellant also contends the Tribunal correctly accepted an 8% permanent disability and that the heads for pain and suffering, extra nourishment, loss of amenities, and other heads require appropriate enhancement, while maintaining the other heads as just and reasonable.

Contentions of Respondents

The respondents contend that the Tribunal correctly held the accident and policy; they disputed the negligence on the part of the driver. They contend the income fixed by the Tribunal is reasonable and require no upward revision. They rely on the evidence on record to support the Tribunal’s computation and argue there is no legal basis to greatly alter the sums awarded. The insurer further argues that the notional income should not exceed the Tribunal’s assessment and that the fixed income aligns with the decision in Ramachandrappa and related jurisprudence; negligence finding and the magnitude of the award are to be considered in light of the evidence.

Cited Precedents (3)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.(2011) 13 SCC 236PositiveCited to fix the notional income of a coolie at Rs. 8,000 per year and applied by the court.
National Insurance Co. Ltd v. Pranay Sethi(2017) 16 SCC 680PositiveCited for the 40% future prospects augmentation and related calculations.
Sarla Verma v. Delhi Transport Corporation(2009) 6 SCC 121PositiveCited for the multiplier rule (18) used in computing compensation.

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Extracted Judgment Text

Exact text extracted from official judgment records.

``` 2025:KER:23512 ``` ``` MACA NO.1958 OF 2014 ``` ``` 1 ``` **==> picture [58 x 58] intentionally omitted <==** ## **`IN THE HIGH COURT OF KERALA AT ERNAKULAM`** ## **`PRESENT`** ``` THE HONOURABLE MR. JUSTICE C.PRATHEEP KUMAR ``` ``` TUESDAY, THE 4[TH] DAY OF MARCH 2025 / 13TH PHALGUNA, 1946 ``` ``` MACA NO. 1958 OF 2014 ``` ``` AGAINST THE ORDER/JUDGMENT DATED 16.01.2014 IN OPMV NO.197 OF ``` ``` 2012 OF MOTOR ACCIDENT CLAIMS TRIBUNAL PALA ``` ## **`APPELLANT/PETITIONER:`** ## **`ANANTHU MANILAL`** ``` S/O.MANILAL, KARIMPANIL HOUSE, (SREENILAYAM), KANGAZHA VILLAGE, KADAYANIKKADU P.O, KOTTAYAM DISTRICT, 686 541, (DATE OF BIRTH 05.05.1994 - MAJORITY DECLARED) ``` ``` BY ADVS. SRI.C.M.TOMY SRI.MATHEW SKARIA ``` ## **`RESPONDENTS/RESPONDENTS:`** - **`1 SREEKANDAN NAIR S/O.PARAMESWARAN NAIR, CHAMBAKKARA MOTORS, CHAMBAKKARA P., KARUKACHAL, CHANGANACHERRY, KOTTAYAM 686 540.`** - **`2 SHIJU SIMON S/O.K.T.SIMON, RAMANALIL HOUSE, VELIYARA P.O, AYROOR, RANNI, PATHANAMTHITTA 689 612.`** - **`3 NEW INDIA ASSURANCE CO.LTD REPRESENTED BY ITS MANAGER, MUNICIPAL SHOPPING COMPLEX, MAIN ROAD, PALA, PIN 686 575.`** ``` 2 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23512 ``` ``` MACA NO.1958 OF 2014 ``` ``` BY ADV P.K.BABU ``` ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 04.03.2025, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` ``` 2025:KER:23512 ``` ``` MACA NO.1958 OF 2014 ``` ``` 3 ``` **==> picture [58 x 58] intentionally omitted <==** ## **J U D G M E N T** The petitioner in O.P.(M.V.) No.197/2012 on the file of the Motor Accident Claims Tribunal, Pala, is the appellant herein. (For the purpose of convenience, the parties are hereafter referred to as per their rank before the Tribunal). 2. The petitioner filed the above O.P. under Section 166 of the Motor Vehicles Act, 1988, claiming compensation for the injuries sustained in a motor vehicle accident that occurred on 09.08.2011. According to the petitioner, on 09.08.2011 at about 1.00 p.m., while the petitioner was travelling in a stage carriage bus bearing reg.no. KL-5/S-5007 driven by the 2[nd] respondent in a rash and negligent manner, that the bus overturned and fell into a river and thereby he sustained injuries. 3. The 1[st] respondent is the owner , the 2[nd] respondent is the driver and 3[rd] respondent is the insurer of the offending vehicle. According to the petitioner, the accident occurred due to the negligence of the driver of the offending vehicle. The quantum of compensation claimed in the O.P. is Rs.4,48,700/- limited to Rs.2,50,000/-. 4. The insurance company filed a written statement, admitting the ``` MACA NO.1958 OF 2014 ``` ``` 4 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23512 ``` accident as well as policy, but disputing the negligence on the part of the driver of the offending vehicle. 5. The evidence in the case consists of documentary evidence Exts.A1 to A9. No evidence was adduced by the respondents. 6. After evaluating the evidence on record, the Tribunal found negligence on the part of the driver of the offending vehicle, awarded a total compensation of Rs.96,700/- and directed the insurer to pay the same. 7. Aggrieved by the quantum of compensation awarded by the Tribunal, the petitioner preferred this appeal. 8. Now the point that arises for consideration is the following: _Whether the quantum of compensation awarded by the Tribunal is just and reasonable?_ 9. Heard Sri.C.M.Tomy, the learned Counsel appearing for the petitioner/appellant, and Sri.P.K. Babu, the learned Standing Counsel for the 3[rd ] respondent. 10. The Point: In this case the accident as well as valid insurance policy of the offending vehicle are admitted. One of the contentions raised by the learned counsel for the petitioner is regarding the income of the petitioner as fixed by the Tribunal. According to him, the petitioner was a ``` MACA NO.1958 OF 2014 ``` ``` 5 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23512 ``` student and Agricultural worker, earning Rs.3000/- per month, but the Tribunal fixed his income at Rs.15000/- per year. The learned counsel for the insurer would argue that the income fixed by the tribunal is reasonable. 11. As per the dictum laid down by the Hon’ble Supreme Court in the decision in _**Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd.**_ [2011 (13) SCC 236], the notional income of a coolie, in the year 2011 will come to Rs.8000/-. Therefore, the learned counsel prayed for fixing the notional income of the petitioner at Rs.8000/-. The learned counsel for the insurer would argue that the income fixed by the tribunal is reasonable. Since the notional income of a coolie, in the year 2011 will come to Rs.8000/-, in order to award just and reasonable compensation, in the light of a dictum laid down in the decision of the Hon’ble Supreme Court in **Ramachandrappa (supra)** , the notional income of the petitioner is liable to be fixed as that of a coolie, at Rs.8000/-. 12. In the accident the petitioner sustained the following injuries: - Fracture of fibula (left), fracture of tibia (left), fracture of ulna (right), abrasions left foot and lacerated wound over the scalp 3 x 1 cm. ``` MACA NO.1958 OF 2014 ``` ``` 6 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23512 ``` 13. As per Exhibit A8 disability certificate the petitioner suffered 8% permanent physical disability. It was issued by the medical board. The Tribunal, has accepted the permanent physical disability of the petitioner as such and hence, I do not find any grounds to disbelieve the same. Therefore, the permanent physical disability of the petitioner is accepted as 8%, as fixed by the Tribunal. 14. On the date of accident, the petitioner was aged 17 years. Therefore, 40% of the monthly income is to be added towards future prospects, as held in the decision in **National Insurance Co. Ltd v. Pranay Sethi** [(2017) 16 SCC 680] and the multiplier to be applied is 18, as held in **Sarla Verma v. Delhi Transport Corporation,** [(2009) 6 SCC 121]. In the above circumstances, the loss of disability will come to Rs.1,93,536/-. 15. Towards loss of earning, the tribunal has not awarded any amount. Considering the nature of the injuries sustained and the percentage of disability suffered by the petitioner, the petitioner might have lost income at least for a period of 5 months. Therefore, towards 'loss of income' the petitioner is entitled to get a sum of Rs.40000/- (8000 x 5 months). ``` MACA NO.1958 OF 2014 ``` ``` 7 ``` **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23512 ``` 16. Towards the head ‘pain and sufferings’, the Tribunal has awarded Rs.30,000/- and towards 'extra nourishment' Rs.1000/- was awarded. According to the learned counsel for the petitioner, the compensation awarded on those heads are on the lower side. 17. The petitioner sustained serious injuries in the accident and was treated as inpatient for 6 days. Because of the injuries sustained, the percentage of disability suffered and the length of treatment undergone by the petitioner, I hold that the compensation awarded by the Tribunal on the heads ‘pain and sufferings’, and 'extra nourishment' are on the lower side and hence they are enhanced to Rs.50000, and Rs.3000/- respectively. 18. Towards ‘loss of amenities’, and ‘Damage to clothing’ the tribunal has not awarded any amount. Hence, considering the facts and circumstances of the case, Rs.30000/- and Rs.700/- respectively are awarded on the aforesaid heads. 19. No change is required, in the amounts awarded on other heads, as the compensation awarded on those heads appears to be just and reasonable. 20. Therefore, the petitioners/appellants are entitled to get a total ``` 2025:KER:23512 ``` ``` MACA NO.1958 OF 2014 ``` ``` 8 ``` **==> picture [58 x 58] intentionally omitted <==** compensation of Rs.3,64,936/-, as modified and recalculated above and given in the table below, for easy reference: |**Sl.**<br>**No.**|**Head of Claim**|**Amount awarded by**<br>**Tribunal (in Rs.)**|**Amount Awarded in**<br>**Appeal (in Rs.)**| |---|---|---|---| |1|Loss of earning|Not entitled|40000| |2|Transport to hospital|1000|1000| |3|Extra nourishment|1000|3000| |4|Damage to clothing|Not entitled|700| |5|Treatment expense|45500|45500| |6|Bystander expense|1200|1200| |7|Pain and suffering|30000|50000| |8|Loss of disability|18000|193536| |9|Loss of amenities|Not entitled|30000| ||||| ||**Total**|**96700**|**364936**| ||Enhanced /Reduced Rs.**268236**||| 21. In the result, this Appeal is allowed in part, and Respondent No.3 is directed to deposit a total sum of Rs.3,64,936/- (Rupees Three Lakhs Sixty Four Thousand Nine Hundred and Thirty Six only), less the amount already deposited, if any, along with interest at the rate of 8%, from the date of the petition till deposit/realisation, with proportionate costs, within a period of two months from today. On depositing the aforesaid amount, the Tribunal shall disburse the **==> picture [58 x 58] intentionally omitted <==** ``` 2025:KER:23512 ``` ``` MACA NO.1958 OF 2014 ``` **==> picture [8 x 9] intentionally omitted <==** entire amount to the petitioner, excluding court fee payable, if any, without delay, as per rules. **Sd/C. PRATHEEP KUMAR, JUDGE** Pvv