High Court of KeralaDivision BenchAppeal allowed in part; enhanced compensation; ...

Ambujakshan S/o Late Purushothaman v. K.N. Ramesh @ Rameshan and National Insurance Company Limited

Case / Petition Number:MACA.No.1951 of 2011

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C. T. Ravikumar
  • K. P. Jyothindranath
Judgment Date
2016-05-26
Court Decision / Holding
The appeal is allowed in part. The MACT award of Rs. 2,20,000 is enhanced by Rs. 75,400, taking monthly income to Rs. 4,500 and applying a multiplier of 14, with 8% interest per annum from the date of petition till realization (9% if not deposited within two months). The insurer is directed to deposit the enhanced amount within two months from the copy of this judgment; if not deposited, the enhanced portion will bear 9% interest from the date of petition. There will be no order as to costs.
Final Disposition
Appeal allowed in part; enhanced compensation; deposit within two months; no costs.

Parties to the Case

Appellants / Petitioners

  • Ambujakshan S/o Late Purushothaman

Respondents

  • K.N. Ramesh @ Rameshan
  • National Insurance Company Limited

Legal Representation & Advocates

Counsels for Petitioners

  • • Sri Anil S. Raj
  • • Smt.K.N.Rajani
  • • Sri G. Arun Gopan

Counsels for Respondents

  • • Sri M.A.George

Case Synopsis & Summary

Ambujakshan, the claimant, challenged the Motor Accidents Claims Tribunal’s quantum of compensation awarded for injuries suffered as a pillion rider in a December 2004 motorcycle crash (Reg. KL-7/Q-7560). The Tribunal awarded Rs 2,20,000, which the appellant contends is inadequate given the severe head injuries including skull fracture and cranial nerve injury, and the alleged loss of vision in one eye. The appellant argues he earned around Rs 4,500 per month (deputed as notional income for computation) and that the Tribunal undervalued his income, disability, and heads of compensation such as bystander expenses and pain and suffering. The respondents contest that the claimant failed to prove he was a driver by profession; no driving licence or corroborative evidence was produced; Ext. A11’s illness/injury evidence is not clearly proved; no medical board was summoned and hospital records were not properly examined. The High Court, while noting the lack of conclusive proof of professional driving status, applies the notional income principle from Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd., to fix Rs 4,500 per month for calculation and considers the injuries severe enough to warrant additional compensation across heads, including loss of earnings, nourishment, clothing, and pain and suffering. It partially allows the appeal, enhancing compensation by Rs 75,400, and directs deposit within two months with 8% interest (9% if delayed), reducing the multiplier to 14. The overall outcome is a partial win for the appellant with higher compensation and clear directions to the insurer.

Legal Doctrines & Maxims

  • Notional income principle in MACT cases
  • Multiplier method for calculating compensation

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that he was more than a mere pillion rider; he was earning around Rs. 4,500 per month and sustained very severe head injuries including loss of vision in one eye. He asserts the Tribunal undervalued disability, ignoring a 30% disability claim for eye loss, and misapplied bystander expenses by treating hospitalization as 60 days. Ext. A11 purportedly supports his condition, and the doctor’s examination, medical board findings, and Lakeshore Hospital records were not adequately produced or examined. The appellant argues that the evidence should reflect higher notional income and higher disability percentage to compute compensation.

Contentions of Respondents

The respondents argue the claimant failed to prove he was a driver by profession; there is no driving licence or corroborating material; Ext. A11 is unproven and there was no medical board examination; hospital records were not summoned; the Tribunal’s award is just in the context of the accident in 2004, and there should be no interference with the award beyond what is warranted by evidence.

Cited Precedents (1)

Case NameCitationTreatmentExplanation
Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Limited(2011) 13 SCC 236PositiveCited to fix the notional monthly income at Rs.4,500 for computing compensation in similar MACT cases.

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Extracted Judgment Text

Exact text extracted from official judgment records.

## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT:** **THE HONOURABLE MR.JUSTICE C.T.RAVIKUMAR** **& THE HONOURABLE MR. JUSTICE K.P.JYOTHINDRANATH** **THURSDAY, THE 26TH DAY OF MAY 2016/5TH JYAISHTA, 1938** **MACA.No. 1951 of 2011 ( ) --------------------------** **AGAINST THE AWARD IN OPMV 1406/2005 of MACT ALAPPUZHA DATED 28-04-2010** ## **APPELLANT/PETITIONER:** **---------------------------------** **AMBUJAKSHAN S/O.LATE PURUSHOTHAMAN, NADUVILEKOTTANGANATTU, EZHUPUNNA P.O., CHERTHALA TALUK, ALAPPUZHA DISTRICT.** **BY ADVS.SRI.ANIL S.RAJ SMT.K.N.RAJANI SRI.G.ARUN GOPAN** ## **RESPONDENTS/RESPONDENTS:** **--------------------------** **1. K.N.RAMESH @ RAMESHAN** **S/O. NARAYANAN, KALARICKAL HOUSE, AROOR PANCHAYATH, WARD 11, CHANDIROOR P.O., CHERTHALA TALUK, ALAPPUZHA DISTRICT-688 547.** **2. NATIONAL INSURANCE COMPANY LIMITED** **REPRESENTED BY ITS MANAGER, AROOR BRANCH, AROOR-688 534.** **R2 BY ADV. SRI.M.A.GEORGE** **THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 26-05-2016, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:** ## **C.T.RAVIKUMAR & K.P.JYOTHINDRANATH, JJ.** - - - - - - - - - - - - - - - - - - - - - ## **M.A.C.A.No.1951 OF 2011** - - - - - - - - - - - - - - - - - - - - - - - - - - Dated this the 26[th] day of May, 2016 ## **JUDGMENT** ## Jyothindranath, J. This appeal is preferred aggrieved by the award dated 28.4.2010 made in O.P.(MV)No.1406/2005 by the Motor Accidents Claims Tribunal, Alappuzha. The appellant is challenging the quantum of compensation awarded by the Tribunal. The appellant is the claimant. The facts relevant for consideration of this appeal is as follows : A motor vehicle accident occurred on 15/12/2004 at about 8.45 p.m. involving a motor cycle bearing Reg.No.KL-7/Q-7560. The appellant herein was the pillion rider on the said vehicle. The vehicle capsized and the appellant sustained severe head injuries. A compensation claim was moved before the Tribunal arraying the owner cum rider of the motor cycle as respondent No.1 and the Insurance Company as respondent No.2. After appreciating the materials before the Tribunal, the Tribunal awarded a total compensation of M.A.C.A.No.1951/2011 2 Rs.2,20,000/-. Aggrieved by the said quantum of compensation, this appeal is preferred. 2. When the appeal came up for hearing, the learned counsel for the appellant submitted before us that the appellant was a lorry driver, who was earning more Rs.4,500/- per month. The Tribunal took only a notional income of Rs.3,000/-. It is the further submission that the appellant sustained very severe injuries and there is loss of his right eye sight also. The said fact was not considered by the Tribunal. Even though Ext.A11 was produced to substantiate the same, the Tribunal considered only 15% disability for assessment purpose. It is the submission that the Tribunal should have taken note of the fact that if the eye sight of one eye is lost, 30% disability can be considered without any record. The Tribunal erred in not considering a disability of atleast 30% for calculation purpose. It is also submitted that the petitioner also sustained very severe head injuries. 3. We also heard the learned counsel for the Insurance Company. The learned counsel for the Insurance Company submitted that the petitioner has not proved that he is a driver by profession. M.A.C.A.No.1951/2011 3 Neither the driving licence nor any other material is produced to substantiate his claim that he is a driver by profession. It is the submission that even though Ext.A11 marked, there is nothing to corroborate his claim especially when the document is not proved. It is the submission that the Doctor was not examined. The appellant was not examined by a Medical Board and the medical records from the Lakeshore Hospital was also not seen summoned. It is the submission that, in this case, the appellant was hospitalized only for a period of 18 days. But, the Tribunal considered it as 60 days for calculating the compensation under the head of bystander's expenses. The accident occurred in the year 2004 and under such circumstances, the compensation of Rs.2,20,000/- awarded by the Tribunal is a just compensation and an interference by this Court is not warranted, it is submitted. 4. After hearing the learned counsel on both sides, it can be seen that there is no reliable material to show that the appellant was a driver by profession. In this context, it will be relevant to refer to the decision of the Apex Court in **Ramachandrappa v. Manager, Royal** M.A.C.A.No.1951/2011 4 ## **Sundaram Alliance Insurance Company Limited [(2011) 13 SCC** **236]** . That was a case where the accident occurred in the year 2004. Claimant therein was a coolie. The Apex Court fixed his monthly income notionally as Rs.4,500/- for the purpose of computing compensation. In the present case, the accident occurred on 15/12/2004. Under such circumstances, it will be only just and proper to consider Rs.4,500/- as his monthly income for calculation purpose. It can be further seen that even though the Tribunal considered 60 days for assessing bystander's expenses, the injuries sustained by the appellant are very severe in nature. The injuries sustained are as follows : “ Abrasion over both hands and both legs, lacerated wounds on little finger and ring finger of left hand, lacerated wound of left hand in between the little and ring fingers 1 x 0.5 cm., lacerated wound at face lateral to right side of nose, skull fracture – frontal bone region, skull fracture – parietal bone region, head injury with fracture on lobe, subdural haematoma right frontal region, multiple abrasions inside the mouth, lacerated wound at tongue with swelling, lacerated wound at M.A.C.A.No.1951/2011 5 sphenoid bone, lacerated injury of upper eyelid of left eye and congestion of right eye multiple injuries on scalp varying site – lacerated injury anterior aspects tongue,abrasions at both shoulders, contusion and swelling at maxilla and mandible region and nasal bleeding and multiple abrasion of varying range are over the left knee joint and left thigh.” 5. It is pertinent to note that the petitioner produced Ext.A11 which will show that there was S.D.H.(right) of fronto temporal region and he sustained cranial nerve injury. Surely, the said document is not proved. Under such circumstances, when there is no positive proof regarding his loss of eye sight, we are not inclined to interfere with the percentage of disability taken by the Tribunal for assessment purpose. 6. After going through the other heads on which compensation is awarded, we feel that the compensation has to be reassessed or additional compensation has to be awarded on the following heads. 7. Considering Rs.4,500/- as his monthly income, on the head of loss of earnings for six months, he will be entitled to get an M.A.C.A.No.1951/2011 6 additional compensation of Rs.9,000/-. Apart from this amount, he is also entitled for an additional amount of Rs.1,500/- on the head of extra nourishment and an additional sum of Rs.500/- on the head of damage to clothing. The Tribunal awarded only a sum of Rs.20,000/- towards pain and suffering. Considering the nature of the injuries as described above and further considering the pain involved in such an head injury matter, we are inclined to grant an additional sum of Rs.15,000/- on this head. Apart from this, compensation for permanent disability and loss of earning power is also seen assessed by taking a monthly income of Rs.3,000/-. When the monthly income is taken as Rs.4,500/-, the appellant will be entitled to an additional sum of Rs.32,400/- . It is made clear that while calculating the compensation, we have taken only a multiplier of 14 in this case, even though the Tribunal has wrongly taken the multiplier as 15. In this case, the compensation for loss of amenities, only a sum of Rs.3,000/- is seen awarded. It is a case of severe head injury. It is evident from the discussion above that he sustained fracture on the skull, he got a case that there is also cranial nerve injury,. Thus considering all these aspects, a sum of Rs.17,000/- M.A.C.A.No.1951/2011 7 is awarded over and above the amount already awarded on the head of loss of amenities. Thus, the appellant will be entitled to get an additional sum of Rs.75,400/- towards compensation. This amount will bear 8% interest per annum from the date of petition till realization. The Insurance Company shall deposit the amount within two months from the date of receipt of a copy of this judgment. If the amount is not deposited within the stipulated period, the additional compensation awarded herein will bear 9% interest from the date of petition till realization. There will be no order as to costs. ## **C.T.RAVIKUMAR, JUDGE** ## **K.P.JYOTHINDRANATH, JUDGE** sv.