High Court of KeralaSingle JudgeAppeal allowed; Tribunal’s award modified by ad...

Ambika M. Nair and Anjali v. Jalaludeen S.R.Manzil and others

Case / Petition Number:MACA NO. 959 OF 2013

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • ZIYAD RAHMAN A.A.
Judgment Date
2024-02-08
Court Decision / Holding
Appeal allowed; the award dated 31.10.2012 in OP(MV) No.496/2005 is modified by granting an additional Rs.67,000 (10,000 + 12,000 + 45,000) to the appellants, with the 3rd respondent directed to deposit the amount along with interest and costs within three months from the date of receipt of a copy of this judgment.
Final Disposition
Appeal allowed; Tribunal’s award modified by adding Rs.67,000 in total; deposit with interest and costs within three months; liability retained with insurer and KSRTC as per Tribunal’s findings.

Parties to the Case

Appellants / Petitioners

  • Ambika M. Nair
  • Anjali

Respondents

  • Jalaludeen S.R.Manzil
  • Jamaludeen S/I Aliyarukunju
  • The Manager Oriental Insurance Co. Ltd.
  • The Managing Director K.S.R.T.C.
  • Thamarakshan Thamara Sadanam

Legal Representation & Advocates

Counsels for Petitioners

  • • Adv. Manoj Ramaswamy

Counsels for Respondents

  • • Adv. Latha Susan Cherian
  • • Adv. Alex Antony Sebastian
  • • Adv. George Cherian Thiruvalla

Case Synopsis & Summary

Ambika M. Nair and Anjali, the appellants, moved the Motor Accidents Claims Tribunal, Punalur, under O.P.(MV) No.496/2005 seeking enhanced compensation for the death of Mohan G Nair in a motor accident on 10 March 2004. The collision involved a KSRTC bus and a lorry (KL-7N/5135); the lorry driver (1st respondent) faced negligence allegations, with the 2nd and 3rd respondents as the lorry owner and insurer, and the 4th respondent as the KSRTC’s Managing Director and owner of the bus, while the 5th respondent was the bus driver. The deceased, aged 43 and employed as an Assistant Binder with a monthly salary of Rs.5,714, was the husband of the 1st appellant and father of the 2nd appellant. The Tribunal attributed fault to the lorry driver and held the insurer liable for compensation, awarding Rs.8,75,200 with 7.5% interest. The appellants argued that the award undervalued heads such as funeral expenses, loss of estate, and loss of consortium, and urged recalibration under Pranay Sethi guidelines. The High Court partially allowed the appeal, enhancing funeral expenses to Rs.15,000, loss of estate to Rs.15,000, and, following Magma and Satinder Kaur decisions, awarding Rs.40,000 to each claimant for loss of consortium (total Rs.80,000). It then applied Satinder Kaur (2021) to adjust love-and-affection awards, resulting in an additional Rs.45,000 for consortium, and a cumulative adjustment of Rs.67,000. The appeal was allowed, with modification of the award and a direction to deposit the enhanced amount with interest within three months.”

Legal Doctrines & Maxims

  • Pranay Sethi guidelines for computation of compensation (2017) and standard heads (funeral expenses, loss of estate, dependency)
  • Loss of consortium doctrine as applied in Magma General Insurance Co. Ltd. v. Nanu Ram (2018)
  • Satinder Kaur (Satwinder Kaur) principle that no separate compensation for love and affection is required when consortial compensation is awarded (Satinder Kaur @ Satwinder Kaur and Other, 2021)
  • United India Insurance Co. Ltd v. Satinder Kaur (2020) on consortium awards

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellants contended that the Tribunal’s quantum failed to adequately compensate for dependence, funeral expenses, loss of estate, and especially loss of consortium. They urged adoption of the Pranay Sethi framework, with higher funeral expenses (Rs.15,000), higher loss of estate (Rs.15,000), and a higher consortium award (Rs.40,000 per claimant). They argued that the appreciation in the value of loss of dependency and the need to compensate the family adequately justified a larger sum overall.

Contentions of Respondents

The respondents argued that the Tribunal’s award was reasonable and that no further enhancement was warranted. They contested the excess claims for funeral expenses and loss of consortium; they relied on existing evidence, the insurer’s liability, and the driving fault established by the Tribunal, insisting the quantum should align with Pranay Sethi’s framework without excessive augmentation.

Cited Precedents (4)

Case NameCitationTreatmentExplanation
National Insurance Co. Ltd. v. Pranay Sethi2017(4) KLT 662(SC)PositiveUsed as the guiding framework for calculating compensation, including dependency and other heads; the court followed Pranay Sethi's principles in fixing and revising amounts.
Magma General Insurance Co. Ltd. v. Nanu Ram(2018) 18 SCC 130PositiveCited to justify loss of consortium awards for multiple claimants and to align with the principle that consortia can be compensated comprehensively.
United India Insurance Co. Ltd v. Satinder Kaur(2020 SCC OnLine SC 410PositiveUsed to support loss of consortium awards, including multiple claimants (wife and children).
Satinder Kaur @ Satwinder Kaur and Other(2021)11 SCC 780PositiveApplied to indicate that once consortium compensation is awarded, separate compensation for love and affection is not required, enabling adjustment.

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Extracted Judgment Text

Exact text extracted from official judgment records.

# **`IN THE HIGH COURT OF KERALA AT ERNAKULAM`** ## **`PRESENT`** ``` THE HONOURABLE MR.JUSTICE ZIYAD RAHMAN A.A. ``` ``` THURSDAY, THE 8[TH] DAY OF FEBRUARY 2024 / 19TH MAGHA, 1945 ``` ## **`MACA NO. 959 OF 2013`** ``` AGAINST THE ORDER/JUDGMENT IN OPMV 496/2005 OF MOTOR ACCIDENT ``` ## **`CLAIMS TRIBUNAL, PUNALUR`** ## **`APPELLANTS/PETITIONERS:`** ``` 1AMBIKA M. NAIR AGED 45 YEARS W/O.LATE M.G.NAIR, KALAYATHU VEEDU, THEKKUMCHERI, PUTHOOR P.O., PUTHOOR VILLAGE, KOTTARAKKARA TALUK, FROM PATTAZHIKATHU VEEDU, IYVERKALA EAST P.O., PUTHOOR, KUNNATHOOR VILLAGE. 2ANJALI AGED 20 YEARS D/O.LATE M.G.NAIR, KALAYATHU VEEDU, THEKKUMCHERI, PUTHOOR P.O., PUTHOOR VILLAGE, KOTTARAKKARA TALUK, FROM PATTAZHIKATHU VEEDU, IYVERKALA EAST P.O., PUTHOOR, KUNNATHOOR VILLAGE. BY ADV SRI.MANOJ RAMASWAMY ``` ## **`RESPONDENTS/RESPONDENTS:`** - **`1 JALALUDEEN S.R.MANZIL, CHALLIMUKKU COLONY P.O., PALODE, THIRUVANANTHAPURAM-695564.`** - **`2 JAMALUDEEN S/I ALIYARUKUNJU, KUNNINPURATHU VEEDU, PANAMGODU P.O., PERINGAMALA, THIRUVANANTHAPURAM-695563.`** - **`3 THE MANAGER ORIENTAL INSURANCE CO.LTD., JYOTHI SUPER BAZAR, THODUPUZHA P.O., THODUPUZHA-685584.`** - **`4 THE MANAGING DIRECTOR K.S.R.T.C., THIRUVANANTHAPURAM-695005.`** - **`5 THAMARAKSHAN THAMARA SADANAM, VITH WARD, THRIKKADAVOOR, KOLLAM-691308. BY ADVS. ALEX ANTONY SEBASTIAN P.A. SRI.GEORGE CHERIAN THIRUVALLA`** ``` OTHER PRESENT: ``` ``` MACA NO. 959 OF 2013 ``` ``` ..2.. ``` ## **`ADV LATHA SUSAN CHERIAN`** ``` THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 08.02.2024, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ``` ``` MACA NO. 959 OF 2013 ``` ``` ..3.. ``` ## **J U D G M E N T** The appellants are the petitioners in O.P.(MV)No.496 of 2005 on the files of the Motor Accidents Claims Tribunal, Punalur. 2. The said claim petition was filed by the appellants, seeking compensation for the death of one Mohan G Nair due to the injuries sustained in a motor accident that occurred on 10.03.2004. According to them, the accident occurred, when the KSRTC bus in which the deceased was travelling, collided with a lorry bearing registration No.KL-7N/5135, thereby causing serious injuries to him. The said lorry was driven by the 1[st] respondent,. The 2[nd] respondent was the registered owner of the lorry, and the 3[rd] respondent was the insurer of the lorry. The 4[th] respondent is the Managing Director of KSRTC, owner of the bus, and the 5[th] respondent was the driver of the bus. The deceased was the husband of the 1[st] appellant and the father of the 2[nd] appellant. According to the appellants, the deceased was a government ``` MACA NO. 959 OF 2013 ``` **==> picture [37 x 9] intentionally omitted <==** servant working as Assistant Binder, aged 43 years with a monthly income of Rs.5,714/- at the time of the accident. The claim petition was submitted in such circumstances, seeking compensation. 3. The 3[rd] respondent, the insurer of the lorry, filed a written statement admitting the coverage of the policy with respect to the said vehicle, but they disputed the negligence on the part of the driver of the lorry. According to them, the accident occurred due to negligence on the part of the 5[th] respondent, the driver of the KSRTC Bus. The quantum of compensation was also disputed by them. 4. The 4[th] respondent filed a written statement denying the negligence on the part of the 5[th] respondent in causing the accident. They also disputed the quantum of compensation. 5. The evidence in this case consists of Exts.A1 to A9 from the side of the appellants. From the side of the respondents, Ext.B1 policy certificate was marked. After ``` MACA NO. 959 OF 2013 ``` **==> picture [37 x 9] intentionally omitted <==** the trial, the Tribunal came to the conclusion that the accident occurred due to negligence on the part of the 1[st] respondent, the driver of the lorry and consequently, the 3[rd] respondent, the insurer of the lorry was also held liable to pay the compensation. 6. The quantum of compensation was fixed at Rs.8,75,200/- and the 3[rd] respondent was directed to deposit the said amount with interest at the rate of 7.5% per annum from the date of petition till realisation. This appeal is filed by the appellants in such circumstances, seeking enhancement of compensation. 7. Heard Adv.Sri. Manoj Ramaswamy, the learned Counsel appearing for the appellants, Adv.Smt. Latha Susan Cherian, learned Counsel appearing for the 3[rd] respondent and Adv.Sri. Alex Antony Sebastian, the learned Counsel appearing for the 4[th] respondent. 8. The main challenge in this appeal is against the quantum of compensation. According to the appellants the compensation awarded was not adequate. The ``` MACA NO. 959 OF 2013 ``` **==> picture [37 x 9] intentionally omitted <==** learned counsel for the 3[rd] respondent would point out that, a reasonable amount has been awarded by the Tribunal and no interference is required. 9. As far as the compensation awarded for loss of dependency is concerned, it is seen that the same was assessed on the basis of a monthly income of Rs.5,714/which was fixed by accepting the salary certificate produced by the appellants. It is also evident that the parameters which were applicable in the light of the principles laid down in **National Insurance Company Ltd., v. Pranay Sethi [2017(4) KLT 662(SC)]** were followed, and the amount was fixed at Rs.8,32,104/- . Thus the said amount appears to be reasonable, and no interference is required. 10. However, when moving on to the other heads, I find force in the contention put forward by the learned Counsel for the appellants. The Tribunal awarded only Rs.5,000/- towards funeral expenses, whereas the actual amount payable as per **Pranay Sethi’s** case was ``` MACA NO. 959 OF 2013 ``` **==> picture [37 x 9] intentionally omitted <==** Rs.15,000/-. Therefore, a further sum of **Rs.10,000/-** is to be awarded, and it is ordered accordingly. 11. Similarly, the amount awarded towards loss of estate was also on the lower side, as it was only Rs.3,000/- as against the actual amount of Rs.15,000/-. Accordingly, a further sum of **Rs.12,000/-** is awarded under the said head. 12. The next head which requires re-consideration is loss of consortium. In the light of **Magma General Insurance Co. Ltd. v. Nanu Ram @ Chuhru Ram [(2018) 18 SCC 130]** and **United India Insurance Co.Ltd v. Satinder Kaur, [2020 SCC OnLine SC 410]** all the claimants, being wife and children of the deceased were entitled for compensation for the loss of consortium @ Rs.40,000/- each, and thus making a total amount of Rs.80,000/-. In the award, Rs.20,000/- was awarded towards loss of consortium to the 1[st] appellant, and a further sum of Rs.15,000/- was awarded for loss of love and affection to the 2[nd] appellant. ``` MACA NO. 959 OF 2013 ``` **==> picture [37 x 9] intentionally omitted <==** 13. As per the decision rendered by the Hon’ble Supreme Court in **Satinder Kaur @ Satwinder Kaur and Other [(2021)11 SCC 780],** when compensation for loss of consortium is awarded, no separate compensation needs to be granted for loss of love and affection. Therefore, the amount awarded by the Tribunal for loss of love and affection, can be adjusted towards the compensation for loss of consortium fixed by this Court. Thus, the additional amount under the head would come to **Rs.45,000/** -. 14. Accordingly the total additional compensation is determined as **Rs.67,000/-** (10,000/- + 12,000/- + 45,000/-) In the result, this appeal is allowed, and the award dated 31.10.2012 in OP(MV)No.496/2005 passed by the Motor Accidents Claims Tribunal, Punalur is hereby modified by granting an additional amount of **Rs.67,000/-** (Rupees Sixty Seven thousand only) and the said amount shall be deposited from the 3[rd] respondent ``` MACA NO. 959 OF 2013 ``` **==> picture [37 x 9] intentionally omitted <==** with interest at the rate as ordered by the Tribunal and proportionate costs within a period of three months from the date of receipt of a copy of this judgment. **Sd/-** **ZIYAD RAHMAN A.A,** **JUDGE** LU