High Court of KeralaSingle JudgeAppeal allowed; compensation enhanced; insurer ...

Abdul Rahiman v. A.S. Joseph and Others

Case / Petition Number:MACA No.1196-2011

Case Details & Bench

Court
High Court of Kerala
Hon'ble Judges
  • C.S.Dias
Judgment Date
2022-02-11
Court Decision / Holding
The appeal is allowed; the appellant’s compensation is enhanced by Rs. 2,37,250, with interest at 6% per annum from the date of petition until deposit, after deducting interest for the period 01-08-2008 to 27-10-2021. The third respondent (insurer) is directed to deposit the enhanced compensation with interest within sixty days from receipt of a certified copy of the judgment, and the amount deposited shall be disbursed to the appellant in accordance with law. Costs of Rs. 5,000 are awarded to be paid before the Tribunal. The enhanced total comes to Rs. 2,83,750. The judgment is delivered by a Single Judge, C.S. Dias.
Final Disposition
Appeal allowed; compensation enhanced; insurer to deposit enhanced amount with interest within 60 days; costs awarded.

Parties to the Case

Appellants / Petitioners

  • Abdul Rahiman

Respondents

  • A.S. Joseph
  • Rajendran
  • Oriental Insurance Company Limited

Legal Representation & Advocates

Counsels for Petitioners

  • • Nagaraj Narayanan
  • • Benoj C Augustine
  • • Deepu S. Nair
  • • J Kasturi
  • • S. Rafeeq V.K.
  • • Saiyo Hassan
  • • Sebin Thomas

Counsels for Respondents

  • • V. M. Krishnakumar
  • • Latha Susan Cherian
  • • P.R. Reena

Case Synopsis & Summary

This High Court of Kerala, in MACA No.1196 of 2011, heard Abdul Rahiman’s appeal challenging the Motor Accidents Claims Tribunal, Palakkad's common award in OP(MV) 1/2006. The accident occurred on 24.04.2005 when the jeep KLL/3895 hit the motorcycle KL 9/L 4157, injuring the appellant, who was a pillion passenger. The Tribunal awarded Rs.46,500 against the insurer; the appellant sought higher compensation, arguing permanent disability (Type III B fracture of the right leg) and loss of earnings, with a claimed total of Rs.2,31,000 (ultimately set aside to award more). The trial court fixed the notional monthly income at Rs.2,500, relying on Ramachandrappa, but the High Court re-fixes it at Rs.5,000 in light of the same principle. Exhibits A8–A10 establish the injury and a disability certificate showing 25% functional disability. The Tribunal had undervalued several heads; while the judgment discusses Sarla Verma (multiplier 14) and cites Nagappa, Rajesh, and Raj Kumar to justify enhancements and medical board considerations, the High Court recalculates compensation accordingly. The resultant total is Rs.2,83,750, with an enhanced portion of Rs.2,37,250 and interest at 6% from the petition date to deposit, after deducting certain periods. The insurer is directed to deposit within 60 days; costs are awarded. The decision is rendered by Single Judge C.S. Dias.

Provisions of Law Cited

Section 166 of the Motor Vehicles Act, 1988

Legal Doctrines & Maxims

  • Notional income/earning capacity approach
  • Multiplier principle for damages (Sarla Verma v. Delhi Transport Corporation)
  • Functional disability assessment vs medical certificate
  • Medical Board reference when disability certificate is disputed (Raj Kumar v. Ajay Kumar)
  • Enhancement of compensation permissible in light of disability (Nagappa v. Gurudayal Singh; Rajesh v. Rajbir Singh)

Submissions & Arguments

Contentions of Appellants / Petitioners

The appellant contends that the Tribunal’s quantum is inadequate given the nature and extent of injuries, permanent disability (25%), and loss of earning capacity. Relying on Ramachandrappa for reasonable notional income and on Sarla Verma for the multiplier (14), the appellant seeks re-evaluation of heads such as loss of earnings, loss of amenities, by-stander expenses, extra nourishment, and disability. He submits that the disability certificate should be given due weight and, where necessary, references to Medical Board should be considered, per Raj Kumar. The evidence (A8–A10) supports a higher compensation than the Tribunal awarded, and the appellant seeks enhancement across multiple heads to reflect actual losses and disability. Conduct of the insurer and owner is not contested beyond liability; the claim should be fairly compensated under the MV Act.

Contentions of Respondents

The respondents argue that the Tribunal’s order should stand; the liability is correctly placed, and the compensation awarded is within reasonable limits. They challenge the quantum by disputing the extent of disability and the never-fully-measured losses; they contend the accident occurred due to rider negligence, but do not present contrary evidence undermining the charge sheet (Exhibit A3). They assert that the level of damages is excessive and that the insurance policy terms and policy conditions should limit liability where applicable. The respondents urge maintenance of the Tribunal’s decision as a reasonable adjudication of the evidence.

Cited Precedents (5)

Case NameCitationTreatmentExplanation
RamachandraPpa v. Manager, Royal Sundaram Alliance Insurance Company Limited(2011) 13 SCC 236PositiveAdopted as the guiding standard for fixing notional income in 2004–05; used to re-fix notional income to Rs.5,000 in this case.
Sarla Verma and Others v. Delhi Transport Corporation and another(2009) 6 SCC 121PositiveAuthority for multiplier 14 in injury claims; applied to calculate proper compensation.
Raj Kumar v. Ajay Kumar(2011) 1 KLT 620 SCPositiveSupports referral to Medical Board if disability certificate is disputed and focus on functional disability.
Nagappa v. Gurudayal Singh(2003) 1 KLT 115 SCPositiveAuthority for permissible enhancement of compensation in view of disability assessments.
Rajesh v. Rajbir Singh(2013) 3 KLT 89 SCPositiveAffirms enhancement considerations for disability and related heads of compensation.

Diagnostic Tool

Beta

Does this judgment govern your specific facts?

Don't risk relying on a distinguishable precedent. Enter your facts or proposition below. We will test it against Abdul Rahiman v. A.S. Joseph and Others and instantly map out authorities that support, challenge, or govern your position.

Extracted Judgment Text

Exact text extracted from official judgment records.

## **IN THE HIGH COURT OF KERALA AT ERNAKULAM** ## **PRESENT** ## **THE HONOURABLE MR.JUSTICE C.S.DIAS** **FRIDAY, THE 11[TH] DAY OF FEBRUARY 2022 / 22ND MAGHA, 1943** ## **MACA NO. 1196 OF 2011** **AGAINST THE AWARD DATED 29.09.2010 IN OPMV 1/2006 OF MOTOR** ## **ACCIDENT CLAIMS TRIBUNAL , PALAKKAD** ## **APPELLANT/PETITIONER:** ABDUL RAHIMAN AGED 43 YEARS, S/O ABDULKADER, CHEKKIDI (H), PUDUKKODE,, PALAKKAD. BY ADVS. SRI.NAGARAJ NARAYANAN SRI.BENOJ C AUGUSTIN SRI.DEEPU S.NAIR SMT.J.KASTHURI SRI.RAFEEK. V.K. SRI.SAIJO HASSAN SRI.SEBIN THOMAS ## **RESPONDENTS/RESPONDENTS:** 1 A.S.JOSEPH, ALAPPAT (H) MANNMANGALAM, THRISSUR, (R.C OWNER OF JEEP, KLL/3895). 2 RAJENDRAN S/O.UNNIKRISHNAN AGED 43 YEARS, KUNNATHUKALAM VEEDU, VENNUR,, THRISSUR. (DRIVER OF JEEP KLL/3895). 3 ORIENTAL INSURANCE COMPANY LIMITED KPN SHOPPING COMPLEX, SHORNUR ROAD,, THRISSUR. (INSURER OF JEEP KLL/3895). BY ADVS. V.M.KRISHNAKUMAR LATHA SUSAN CHERIAN P.R.REENA THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR ADMISSION ON 11.02.2022, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: 2 MACA No.1196-2011 ## **Dated this the 11[th] day of February, 2022.** ## **JUDGMENT** The appellant was the petitioner in OP(MV) No.1/2006 on the file of the Motor Accidents Claims Tribunal, Palakkad. The respondents in the appeal were the respondents before the Tribunal. 2. The appellant had filed the claim petition under Section 166 of the Motor Vehicles Act, 1988, claiming compensation on account of the injuries sustained to him in an accident on 24.04.2005. It was his case that, on the aforesaid date, while he was travelling pillion on a motorcycle bearing registration No. KL 9/L 4157 through the Pudukkode-Vennur road, a jeep bearing registration No.KLL 3895, driven by the second respondent in a negligent manner, hit the motorcycle. The appellant and the rider of the motorcycle fell down and sustained injuries. The appellant was treated as an 3 MACA No.1196-2011 inpatient for a period of 30 days in two spells at the Medical College, Hospital, Thrissur. The jeep was owned by the first respondent and insured with the third respondent. The appellant was a business man and earning a monthly income of Rs.5000/-. Hence the appellant claimed a compensation of Rs.2,31,000/-, which claim was limited to Rs.2,00,000/-. 3. The rider of the motorcycle had filed O.P(M.V) No.1256/2005 before the same Tribunal, against the respondents, seeking compensation. 4. The first respondent did not contest the two claim petitions. 5. The second respondent had filed separate written statements in the two claim petitions contending that the accident occurred due to the negligence of the rider of the motorcycle. It was also stated that the compensation claimed was excessive. 6. The third respondent had filed separate written statements in the two claim petitions reiterating the 4 MACA No.1196-2011 same contentions of the second respondent. The third respondent also disputed the age, income and occupation of the petitioners in the two claim petitions. The third respondent further stated that the second respondent was not holding a valid driving license to drive a commercial vehicle. Hence, the third respondent prayed for exoneration of its liability. 7. The Tribunal consolidated and jointly tried the two claim petitions. 8. The petitioners in the two claim petitions had produced and marked Exhibits A1 to A10 in evidence. The respondents did not let in any evidence. 9. The Tribunal, by its common award, allowed the captioned claim petition, by permitting the appellant to recover from the third respondent an amount of Rs.46,500/- with interest. 10. Dissatisfied with the quantum of compensation awarded by the Tribunal, the petitioner is in appeal. 11. Heard Sri. Nagaraj Narayanan, the learned 5 MACA No.1196-2011 counsel appearing for the appellant/petitioner and Smt.Latha Susan Cherian, the learned counsel appearing for the third respondent/insurer. 12. The point that arises for consideration in this appeal is whether the quantum of compensation awarded by the Tribunal is reasonable and just. ## **Negligence and liability** 13. Exhibit A3 charge sheet filed by the Pazhayannur police in Crime No.114/2005, proves that the accident occurred due to the negligence of the second respondent. Indisputably, the first respondent was the owner and the third respondent was the insurer of the jeep. The respondents have not let in any evidence to discredit Exhibit A3 the charge sheet. The third respondent had also not proved that the first respondent had violated the insurance policy conditions. Therefore, the third respondent is to indemnify the liability of the first respondent arising out of the accident. 6 MACA No.1196-2011 ## **Income** 14. The appellant had claimed that he was a business man by profession and earning monthly income of Rs.5000/-. For the want of material, the Tribunal fixed the notional monthly income of the appellant at Rs.2500/-. 15. In **Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Limited** [(2011) 13 SCC 236], the Honourable Supreme Court has fixed the notional income of a coolie worker in the year 2004 at Rs. 4500/- per month. 16. Following the yardstick in the afore-cited decision and considering the fact that the accident occurred in the year 2005, I fix the notional monthly income of the appellant at Rs.5000/-. ## **Loss of earnings** 17. It is proved as per Exhibits A9 wound certificate and A8 disability certificate, that the appellant had 7 MACA No.1196-2011 suffered Type III B compound fracture of both bones of his right leg. He was treated as an inpatient for a period of 30 days in two spells spanning from 24.04.2005 to 21.06.2005. Thus, he was indisposed for a period of four months. 18. In view of the re-fixation of the notional monthly income of the appellant at Rs.5000/-, I award him an amount of Rs.20,000/- under the head ‘loss of earnings’. ## **Disability** 19. The appellant had produced Exhibit A10 disability certificate issued by the Assistant Professor of Orthopedic, Medical College Hospital, Thrissur. The Doctor in Exhibit A10 found that the appellant has a malunited fracture of the middle third of the right tibia with 15 degree outward deviation, malunited fracture of the right fibula with 10% backward angulation and valgus deformity, which led the appellant to have 1.5 cm shortening of the right leg. It is also certified that the appellant has difficulty in squatting, climbing stairs and 8 MACA No.1196-2011 has wasting of the right leg 5cm. Accordingly, the Doctor has assessed the appellant’s functional disability at 25%. De hors, Exhibit A10, the Tribunal has fixed the permanent disability of the appellant at 5% without any reason whatsoever. 20. In **Raj Kumar v. Ajay Kumar** [2011 (1) KLT 620 SC], the Honourable supreme Court has categorically held that in an injury claim, if the Tribunal is dissatisfied with the disability certificate produced before it, it is imperative for the Tribunal to refer the injured-claimant to a Medical Board. It is also held that if the disability certificate is produced and marked in evidence with the consent of the parties, the same can be accepted in evidence. Similarly, it is further held that what needs to be looked into in a case of injury, is the functional disability of the injured-claimant. 21. In the instant case, on an appreciation of the Exhibit A10, I find that the appellant has the above mentioned disabilities, which has been assessed at 25%. 9 MACA No.1196-2011 Taking note of the injuries and disability and also the avocation of the appellant, I fix his functional disability at 25%. ## **Multiplier** 22. The appellant was aged 43 years at the time of the accident. In the light of the law laid down in **Sarla Verma and Others v. Delhi Transport Corporation and another[(2009) 6 SCC 121],** the relevant multiplier to be adopted is ‘14’. ## **Loss due to disability** 23. Taking into account the above mentioned factors, namely, the notional monthly income of the appellant at Rs.5000/-, his functional disability at 25% and the multiplier at 14, I award the appellant an amount of Rs.2,10,000/- towards ‘loss due to disability’, instead of 19,500/- awarded by the Tribunal. ## **- By stander expenses and extra nourishment** 24. The Tribunal has awarded only a meagre 10 MACA No.1196-2011 amount of Rs.1000/- under the head ‘extra nourishment’. 25. It is on record as per Exhibits A8 and A9 that the appellant was treated as an inpatient for a period of 30 days in two spells at the Medical College Hospital, Thrissur. Therefore, I award him an amount of Rs.300/per day for a period of 30 days towards ‘by-stander expenses’ which works out to Rs.9000/- and Rs.150/- per day for a period of 30 days towards ‘extra nourishment’ which works out to Rs.4500/-. ## **Loss of amenities** 26. The Tribunal has awarded the appellant an amount of Rs.7000/- under the head ‘loss of amenities’. 27. On a consideration of the fact that the appellant was treated as an inpatient for a period of 30 days that he was indisposed for a period of four months and that he has suffered a functional disability of 25%, I award him a further amount of Rs.13,000/- under the head ‘loss of amenities’. 11 MACA No.1196-2011 28. With respect to the other heads of claim, I find that the Tribunal has awarded reasonable and just compensation. 29. On an overall re-appreciation of the pleadings and materials on record and the law referred to in the afore-cited decisions, I hold that the appellant/petitioner is entitled for enhancement of compensation as modified and re-calculated above, and given in the table below for easy reference. |SI.<br>No|Head of claim|Amount<br>awarded (in<br>rupees)|Amounts<br>modifed and<br>recalculated<br>by this Court| |---|---|---|---| |1|Loss of earnings|0|20000| |2|Transportation|1500|1500| |3|Clothing|500|500| |4|By stander expenses|0|9000| |5|Extra -nourishment|1000|4500| |6|Medical expenses|1250|1250| |7|Pain and suferings|17000|17000| |8|Loss of amenities|7000|20000| |9|Loss due to disability|19500|210000| ||Total|46500|283750| ## 30. Even though the appellant had claimed only an amount of Rs.2,00,000/- as compensation, I have 12 MACA No.1196-2011 awarded him more compensation in view of the disability certified in Exhibit A10 at 25%. The said course is permissible in view of the law laid down in **Nagappa v. Gurudayal Singh [2003 (1) KLT 115 SC] and Rajesh v. Rajbir Singh [2013 (3) KLT 89 SC]** , In the result, the appeal is allowed, by enhancing the compensation by an amount of Rs.2,37,250/- with interest at the rate of 6% per annum from the date of petition till the date of deposit, after deducting interest for the period from 01.08.2008 till 27.10.2021 i.e., the period during which the appeal was pending but the appellant had not taken steps to effect service of notice on the respondents and as ordered by this Court on 14.09.2021. The third respondent is ordered to deposit the enhanced compensation with interest for the period as ordered above and a cost of Rs.5000/before the Tribunal within sixty days from the date of 13 MACA No.1196-2011 receipt of a certified copy of the judgment. Immediately on the compensation amount being deposited, the same shall be disbursed to the appellant/petitioner in accordance with law. Sd/- **C.S.DIAS, JUDGE** rmm11/02/2022